Disbursement
In 2025, Malaysian Indian Education Development (MIED) had the honour of supporting students in their pursuit of higher education by disbursing a total of RM 25,137,889.20 in study loans and scholarships. A total of 1127 students benefited from this initiative, enabling them to pursue tertiary education at institutions both locally and abroad.
This achievement reflects MIED’s continued commitment to empowering students through accessible financial assistance and creating opportunities for academic and professional success
The table below provides a detailed breakdown of the courses undertaken, the corresponding Loan amounts, and the number of recipients for the year 2025:
| Course | Students | Amount (RM) |
|---|---|---|
| 🩺 Medicine | 66 | 1,691,698.00 |
| 🦷 Dentistry | 23 | 695,902.00 |
| ⚖️ Law | 29 | 631,871.70 |
| ✈️ Aviation | 7 | 310,500.00 |
| 📈 Business | 18 | 262,730.00 |
| 💻 Information Technology | 12 | 236,696.00 |
| 📊 Accounting & Finance | 12 | 131,697.00 |
| 🛠️ Engineering | 6 | 108,000.00 |
| 💊 Pharmacy | 3 | 37,110.00 |
| 🛩️ Aeronautics | 1 | 30,000.00 |
| 📚 Education | 2 | 14,570.00 |
| ✨ Others | 55 | 1,005,989.30 |
| Total | 234 | 5,156,764.00 |
The table below provides a detailed breakdown of the courses undertaken, the corresponding scholarship amounts, and the number of recipients for the year 2025:
| Course | No. of Students | Amount (RM) |
|---|---|---|
| 🩺 Medicine | 202 | 7,959,987.50 |
| 🦷 Dentistry | 85 | 2,840,000.00 |
| 💊 Pharmacy | 83 | 2,426,900.00 |
| 📘 Foundation | 192 | 1,991,200.00 |
| 💻 Information Technology | 58 | 853,930.00 |
| 📈 Business | 51 | 588,390.00 |
| 📊 Accounting & Finance | 35 | 465,777.00 |
| ⚖️ Law | 13 | 224,200.00 |
| 🛠️ Engineering | 10 | 89,040.50 |
| 📚 Education | 7 | 60,655.10 |
| ✨ Others | 179 | 2,481,045.10 |
| Total | 915 | 19,981,125.20 |
MIED remains dedicated to nurturing future generations by investing in education and supporting deserving students in achieving their aspirations.
Total Loan & Scholarship disbursed to deserving Malaysian students from 1984 to 2025
Since 1984, MIED has remained steadfast in its commitment to supporting deserving Malaysian students through the provision of study loans and scholarships.
Over the years, this initiative has played a vital role in empowering young talents by reducing financial barriers to education. Through continuous support, MIED has helped ensure that access to higher education remains attainable, enabling students to pursue their academic ambitions and build successful futures.
MIED has disbursed over RM 241.5 million, benefiting 14,955 students across various fields of study.
Cumulative Disbursement by Course
| Course | Students | Amount (RM) |
|---|---|---|
| 🩺 Medicine | 3,894 | 113,223,211.24 |
| 🛠️ Engineering | 2,157 | 20,715,132.35 |
| 🦷 Dentistry | 483 | 15,525,759.81 |
| 💻 Information Technology | 1,584 | 13,658,806.46 |
| ⚖️ Law | 906 | 12,339,457.23 |
| 📈 Business | 1,168 | 11,897,737.27 |
| 💊 Pharmacy | 439 | 11,159,632.00 |
| 📊 Accounting | 583 | 5,341,134.80 |
| 📘 Foundation | 437 | 4,376,310.00 |
| ✈️ Aviation | 112 | 2,876,426.66 |
| 🛩️ Aeronautics | 121 | 2,142,770.81 |
| 🏨 Hotel Management | 181 | 1,492,633.03 |
| 📚 Education | 185 | 1,425,612.98 |
| ✨ Others | 2,705 | 25,349,068.19 |
| Total | 14,955 | 241,523,692.83 |
Recovery
Many loan-providing institutions face the problem of loan defaulters, and MIED is no exception. However, in the case of MIED, when borrowers default on their loan payments, it directly affects the resources available for future loan recipients. If left unaddressed, this could have adverse implications on MIED’s role as a provider of financial assistance to needy Indian students.
To address this challenge, the Loan Recovery Department has implemented various strategies to reduce default rates and improve collections, ensuring the sustainability of MIED’s education assistance programmes.
MIED has successfully recovered a total of RM 177.6 million, strengthening its ability to continue supporting future students through sustainable education financing.
| Year | Amount Recovered (RM) |
|---|---|
| 1995 Sep – 2010 | 43,870,145.67 |
| 2011 | 11,030,512.64 |
| 2012 | 11,013,385.52 |
| 2013 | 10,572,264.29 |
| 2014 | 11,585,549.64 |
| 2015 | 10,789,197.79 |
| 2016 | 10,204,396.56 |
| 2017 | 10,569,827.96 |
| 2018 | 8,302,377.87 |
| 2019 | 7,277,881.14 |
| 2020 | 7,189,543.00 |
| 2021 | 7,764,631.95 |
| 2022 | 7,811,933.68 |
| 2023 | 6,928,305.41 |
| 2024 | 6,688,252.25 |
| 2025 | 6,099,472.85 |
| 🔴 Total | 177,697,678.22 |